HOME EQUITY LINES OF CREDIT (HELOC)

Make the value of your home work for you!  A Home Equity Line of Credit is a simple way to use the equity in your home to make home improvements, consolidate debt, plan a vacation, or help finance other things life throws your way!

VARIABLE RATE HELOC

The Variable Rate HELOC offers a 10 year draw period with interest-only payments. The rate is adjusted quarterly.

• Maximum loan to value is 65%
• 15-year repayment term 
• See Variable Rate HELOC loan disclosures here

5 YEAR FIXED RATE HELOC

The Fixed Rate HELOC offers the convenience of an open line of credit with the security of a fixed interest rate.

• Maximum loan to value is 70%
• 20-year repayment term (after 5 year draw period)
• See 5 Year Fixed Rate HELOC disclosures here